Disclaimer

01Who we are

GVNG Financial is the trade name of Garvita Nishith Gandhi, an authorised franchise partner of Motilal Oswal Financial Services Ltd. (MOFSL) and an AMFI-registered mutual fund distributor. Our registration numbers are on the Registration details page.

We distribute financial products. We are not a SEBI-registered Investment Adviser or Research Analyst, and nothing on this website is offered in that capacity.

02Information, not advice

Everything on this website, including articles, market notes, calculators and product pages, is general information for education. It is not investment, tax or legal advice, and it is not an offer or a solicitation to buy or sell any security or product.

It does not take your goals, income, existing investments or tax position into account. Please speak to us, and to your tax consultant where needed, before you act on anything you read here.

03Market risks

• Mutual fund investments are subject to market risks. Read all scheme-related documents carefully.
• Investments in the securities market are subject to market risks. Read all the related documents carefully before investing.
• Portfolio Management Services and Alternative Investment Funds do not offer guaranteed or assured returns, and the value of an investment can go down as well as up.
• Commodity derivatives and overseas investments carry additional risks, including leverage and currency risk.
• Insurance is the subject matter of solicitation. Read the insurer's sales brochure carefully before concluding a sale.

04Past performance and figures

Any return shown on this website is the figure published by the product's own manager, as it stood on the date given beside it. Past performance may or may not be sustained in future and is not a promise of future returns.

Calculators and examples use assumed rates to show how a plan could work. They are illustrations, not forecasts.

05Products we distribute

Model portfolios, PMS strategies and AIFs shown here are created and managed by Motilal Oswal group companies or by the SEBI-registered research analysts named on each page. GVNG Financial introduces and services these products; it does not manage them.

Some products are open only to investors who meet a minimum set by regulation, such as ₹50 lakh for PMS and ₹1 crore for an AIF. AIF units are offered by private placement only; information about them on this website is not an offer to the public.

06How we are paid

GVNG Financial earns commission, a share of brokerage or fees from the companies whose products it distributes. Ask us, and we will tell you the commission on any product you are considering.

07Market data and outside links

Prices and index levels on this website may be delayed and are shown for information only. Links to other websites are given for convenience; we do not control what they publish.

08Accuracy

We take care to keep this website correct and current, but we do not guarantee that every figure is complete, accurate or up to date. To the extent the law allows, GVNG Financial is not liable for a loss arising from a decision made on the basis of this website alone.

09Contact