Terms of Use

01About these terms

This website, gvngfinancial.com, is run by GVNG Financial (Garvita Nishith Gandhi), an authorised franchise partner of Motilal Oswal Financial Services Ltd. By using it you agree to these terms, to our Privacy Policy and to our Disclaimer. If you do not agree, please do not use the website.

02What the website does

The website describes the products we distribute, publishes articles and market notes, and offers calculators and short questionnaires. It also lets you ask us for a meeting or a call.

The website does not open accounts, accept money or carry out transactions. Accounts are opened and investments are made directly with Motilal Oswal, the fund house or the insurer, under their own forms, terms and KYC checks.

03Information only

Content on the website is general information, not advice suited to you. Our Disclaimer sets this out in full and forms part of these terms.

04Your part

• Give us correct details when you fill in a form, so that we reach the right person.
• Use the website for your own personal, lawful purposes.
• Do not copy the website in bulk, interfere with how it works, or try to reach parts of it that are not public.

05Getting in touch with you

When you send us a form, you ask us to contact you about your request by phone, WhatsApp, SMS or email. You can tell us to stop at any time, and we will.

06Calculators and tools

Results from calculators and questionnaires depend on the numbers and rates entered. They are illustrations to help a conversation, not a recommendation and not a promise of any result.

07Ownership of content

The text, design, charts and logo on this website belong to GVNG Financial or are used with permission. The names and logos of Motilal Oswal and of other companies belong to their owners. You may share a link to any page; please ask before you reproduce our content.

08Other websites

Some links lead to websites we do not run, such as those of Motilal Oswal, fund houses, exchanges and regulators. Their own terms and privacy policies apply there.

09Liability

We work to keep the website available and accurate, but offer it as it is. To the extent the law allows, GVNG Financial is not liable for loss arising from the use of the website, from a fault or interruption in it, or from reliance on its content without speaking to us.

10Law and disputes

These terms are governed by the laws of India. The courts at Ahmedabad, Gujarat have jurisdiction over any dispute about the website. Complaints about a product or service follow our Grievance Redressal process.

11Changes

We may update these terms. The date at the top shows the latest version; using the website after a change means you accept it.

12Contact