Plan 01·Risk: Very high
Growth
For goals seven or more years away. Mostly equity funds, across large, mid and small companies.
- Fund types
- 5
- Hold for
- 7+ years
Mutual funds, made to fit your family.
SIPs, lump sums, STPs and SWPs, put together around your goal, your tax and what you already own. Then reviewed with you every year.
- Risk profile firstFive questions before any fund.
- Made for youYour goal, your tax, what you hold.
- ReviewedYour plan, checked with you every year.
AMFI-registered Mutual Fund Distributor·ARN-334136
25+years helping families invest
500+clients who stay with us
₹500a month is enough to start a SIP
Three plansThen made yours
Three starting points. One plan that is yours.
Plan 02·Risk: High
Balanced
For goals five or more years away. Half in equity funds, half in hybrid funds that steady the ride.
- Fund types
- 5
- Hold for
- 5+ years
Plan 03·Risk: Moderately high
Steady
For goals three or more years away. Mostly hybrid funds, for money you want to grow with fewer swings.
- Fund types
- 5
- Hold for
- 3+ years
Each plan mixes five equity and hybrid fund types. Open a plan to see the split, type your amount and see it in rupees. Which company's fund goes in each type comes from us on WhatsApp, after your risk profile.
How we customiseTry it
Same plan, different families. Flip what is true for you.
Balanced, made yoursEquity 50 · Hybrid 50
- Start: Balanced, 50% equity funds, 50% hybrid funds.
An illustration of how a plan changes, not a recommendation. Yours is made after we talk.
Every way to investSIP to SWP
Money in, money out, on your terms.
From ₹500 a monthSIP
A fixed amount every month, by auto-debit, into the funds in your plan.
SIP calculator
5% or 10% a yearStep-up SIP
Your SIP rises each year with your salary, without a new form.
Read: ₹10,000 to crores
For lump sumsSTP
A lump sum waits in a liquid fund and moves into equity month by month.
Ask about an STP
For retirementSWP
A set amount from your funds to your bank account, every month.
Read: FD or SWP?- Lump sumA bonus or a maturity, invested in one go.
- SIP pauseSkip one to three months without stopping.
- SwitchMove between funds of one fund house.
- ELSS tax saverUp to ₹1.5 lakh under 80C, old regime; 3-year lock-in.
- Index funds & ETFsThe Nifty 50 or Sensex, at a low cost.
- International fundsUS and global shares, bought in rupees.
- Gold & silver fundsMetal in your folio, not in a locker.
- New fund offersWhen a new fund fits your plan.
- Life Cycle Funds NewSEBI's goal-dated funds: less equity as the year nears.
The step-up habitFrom the GVNG Desk
₹10,000 a month. Now raise it 10% a year.
Flat ₹10,000, 20 years₹99.9 lakhYou put in ₹24.0 lakh
Raised 10% every year₹1.99 croreYou put in ₹68.7 lakh
Already invested?And the paperwork
Bring what you hold. We take the paperwork.
Funds bought elsewhere?
Send us your consolidated account statement (CAS). We show you which funds repeat each other, and what a switch would cost in tax.
Send my CAS on WhatsApp
Done for you
- KYCNew, re-KYC and address changes
- NomineesOn every folio, so nothing is stuck
- Bank & auto-debitNew bank, new mandate, no missed SIP
- Tax statementCapital gains, ready for your ITR
- TransmissionWhen a family member passes, we help the family claim
- NRIsNRE or NRO, FATCA forms. Ask us first
On your own, or with usWhat changes
Any app sells you a fund. We stay for the next 20 years.
On an app, aloneWith GVNG
Choosing fundsFrom 1,500+ on your ownAfter your risk profile, for your goal
Markets fall 20%You decide aloneWe talk it through with you
RebalancingIf you rememberEvery year, with you
Tax when you sellWorked out by youPlanned around the ₹1.25 lakh yearly exemption
A family member passesThe family hunts for foliosWe help with every claim
How it worksFour steps
- 01
Answer five questions
Your goal, your years, your amount, and how a fall would feel.
- 02
Talk to us
We confirm your risk profile and look at what you already hold.
- 03
Get your plan
The funds and the amounts, on WhatsApp, made for you.
- 04
Start, then review
Online KYC and auto-debit; a review with you every year.
Talk to us about mutual fundsAbout a minute
Tell us what the money is for. A person replies.
We start with your risk profile, then send the funds and amounts that fit you.
- Call
- +91 76007 29555
- +91 97373 04182
Questions8
Quick answers.
How much do I need to start a SIP?
Most funds take ₹500 a month, and some take less. You can raise it any time, or set it to step up every year.
Which plan suits me: Growth, Balanced or Steady?
It depends on when you need the money and how a fall would feel. Five questions give a first answer; we confirm it with you before anything is invested.
Direct plan or regular plan: what is the difference?
A direct plan is bought on your own and has a lower expense ratio. A regular plan comes through a distributor like us, with the service on this page: the risk profile, the yearly review and the paperwork. Each fund's expense ratio is in its factsheet.
Should I invest a lump sum at once, or through an STP?
For equity, an STP usually: the money waits in a liquid fund and moves in over 6 to 12 months, so it does not all go in at one market level.
How is an SWP taxed?
Only the gain inside each withdrawal is taxed, not the whole amount. For equity funds held over a year, gains above ₹1.25 lakh a year are taxed at 12.5%.
Does ELSS still save tax?
Only in the old tax regime: up to ₹1.5 lakh a year under Section 80C, with a 3-year lock-in. In the new regime it works as an equity fund with a lock-in, and no deduction.
Can NRIs invest in mutual funds?
Yes, from an NRE or NRO account, after KYC. Some fund houses do not accept investors living in the US or Canada, so ask us before you start.
Can I pause or stop a SIP?
Yes. Most fund houses let you pause for one to three months, and you can stop at any time without a penalty. An exit load applies only if you sell units early.
When your SIPs grow up.
- You are hereMutual fundsfrom ₹500 a month
- NextPMSfrom ₹50 lakh
- ThenAIFfrom ₹1 crore
From the GVNG DeskRead before you invest
Question 1 of 5
What is this money for?
A first read of your risk profile
Your answers point to Balanced
No password, no account. Your details stay with GVNG: no spam, and no calls after you say no.