₹1 lakh in the Nifty at the end of 1999 is ₹15.1 lakh today. For twenty-five years we have kept Ahmedabad's families invested through every fall.
Book a meetingMutual funds, PMS and AIF at home. US stocks under the RBI's LRS route. Gold, silver and crude on MCX. One person who sees the whole picture.
Explore our servicesYou speak to the founder, not a call centre. Authorised franchise partner of Motilal Oswal Financial Services.
Read the founder's letterA guaranteed income plan, TULIP (a term plan with a ULIP) and a pension plan. Chosen with you, with the reason for each.
Explore insurance plansYour age, income and loans give a clear cover figure in under a minute. Open the calculator to work out yours; nothing is sent.
Open the full calculatorPay for a set number of years, then receive a guaranteed yearly income for decades, with life cover throughout.
Explore guaranteed incomeBonds, fixed deposits and monthly-income plans, chosen for safety first and income second.
Plan my fixed incomeApple, Microsoft, the S&P 500 and global ETFs through a Motilal Oswal US account. Start from $1 with fractional shares.
Explore US stocksDelivery, intraday, futures, options and ETFs on NSE and BSE, through your Motilal Oswal account and the RIISE app.
Explore tradingThree starting plans, Growth, Balanced and Steady, then tuned to your goal, your tax and what you already own.
Find my plan See the three plans18 Motilal Oswal model portfolios, VS Bluechip Edge among them, from ₹1.5 lakh. Brokerage only, no lock-in.
Find my portfolio See all 18 modelsMotilal Oswal's five PMS strategies, from ₹50 lakh, with every share in your own demat account.
Explore PMS New: India Growth FundMotilal Oswal's PMS is open to NRIs through a PIS bank account, from ₹50 lakh, with every share in your own demat.
PMS for NRIs Talk on WhatsAppMotilal Oswal's Category III AIFs: open-ended funds or fixed-term series, with no demat account needed.
Explore AIFs Founders Fund Series VIIMotilal Oswal's StratX runs exchange-approved strategies, or your own, in the live market. No coding needed.
Explore StratX Open StratX on the webBullion, energy, metals and farm contracts through your Motilal Oswal account, open from 9 am to nearly midnight.
Explore commoditiesWhy the GVNG Desk exists, in Nishith Gandhi's own words.
Explore the GVNG DeskDear reader,
For twenty-five years, families in Ahmedabad have brought me the same worries in different words: will the money last, is it in the right place, and what happens to it when we are gone.
The GVNG Desk is where I answer those questions in the open, plainly and with the numbers, one article at a time.
Read them for the research. Call me when one of them sounds like your own story.
Dear reader,
For more than twenty-five years I have sat across the table from families in Ahmedabad and asked the same first question: what is this money for?
The answer is never a number. It is a daughter's education, a home of your own, a retirement that does not depend on anyone. Our work is to hold that answer steady when the market will not. That discipline has guided us through every market cycle, and it guides us still.
Each family we advise works with me personally. My purpose remains what it was on the first day: that your peace of mind should not rise and fall with the market.
Goal-based SIPs and lump sums across fund houses.
Equity baskets built on Motilal Oswal research.
Managed equity, held in your own demat.
SEBI minimum ₹50 lakhMotilal Oswal’s private funds of listed Indian shares.
SEBI minimum ₹1 croreApple to the S&P 500, from your Indian account.
RBI LRS · up to US$250,000 a yearGold, silver, crude oil and agri contracts.
MCX · NCDEXEquity and F&O on Motilal Oswal platforms, with a person who answers.
Guaranteed income, TULIP and pension plans.
